ALPHA . Estimates only, not financial, tax or legal advice. Your data is saved only in this browser, so use Export now and then to back it up.
STATLETIX

Personal Finance

ALPHA

Get a snapshot of your finances and plan for your future.

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STATLETIX Personal Finance

Planning assistant

The assistant plans scenarios on the numbers you entered in setup, looks up comparable prices and salaries on the web, and checks the tax assumptions against official sources. It cannot change your data, and every plan number comes from the calculator. Not financial, tax or legal advice.

Debt balances

How much do I need to make?

Pay levels are take-home per pay period on your schedule. Bills that pile up before income starts are carried as negative cash and paid back first.

Plan settings

Gross to net estimate

Estimate only: 2026 federal brackets and standard deduction, Social Security and Medicare, then flat state and local rates on gross (PA defaults 3.07% and 1%; local varies by municipality). No credits, itemizing, or other income. Divides the year by your number of pay periods.

Debts

The minimum comes out on its due day; leftover cash above what the next paycheck period needs goes to the target debt.

Monthly bills (non-debt)

From/To are optional, for bills that start or end.

One-time items

Positive = expense (a tax bill), negative = windfall (bonus, refund).

Pay-by-pay projection

Cash is what's left in hand after that period's bills and payments. Red = short.

Estimates only. Not financial, tax or legal advice. Download for offline use. Your plan is saved in this browser. If the planning assistant is available, the numbers you ask it about are sent to an AI service to answer.