STATLETIX PERSONAL FINANCE  (alpha, version 0.3.1-alpha)

HOW TO USE
1. Double-click Statletix-Personal-Finance.html. It opens in your web browser. No install, no account, and it works offline.
2. On the start page choose "Create a new budget" (you will see a short privacy notice first) or "Load a saved budget". Setup then asks how often you are paid, then your income, debts and bills. Everything you enter stays on your computer.

PLEASE READ (alpha software)
- Numbers are estimates, not financial, tax or legal advice.
- Your budgets are saved inside the browser you open the file with. If you move or rename the file, open it in a different browser, or clear your browser's site data, your budgets can disappear.
- BACK UP: use "Export this budget" now and then and keep the file it saves. "Load a saved budget" can open those files again. The app shows when you last backed up and reminds you. In Chrome or Edge on a computer you can also choose a backup file and the app keeps it up to date automatically.
- This file does not update itself. Check the Statletix site for newer versions.
- The AI planning assistant is not included in this download.

FEEDBACK
Tell us what was confusing, what broke, and what you wish it did. Include the version number shown at the top of the page.

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